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Home > Solutions > Banking > BR SACCO > Features

Feature List

Some of the features that come with the system by default:

1. Membership Management

• Member
• Membership Registration
  • Members & Customers
• Membership Exit
• Membership transfer
• Minimum membership period
•    Reference Codes
• Regions definition
• Branches definition
• ASCAS (Accumulating Savings and Credit Associations)
• Employers definition
  • Department
• Service Centres Definition
• Category definition
• Age Group Definition
• Business Sectors
• Loans Product Definition
• Savings Types Definitions (Shares, Term/Fixed, Savings, etc)
  
  

           
2. Services Management

• FOSA (Front Office Services Activities)
  • On-the-counter transactions (banking services) such as savings deposits, withdrawals, loans repayment, salary payments
  • Teller functions – Tellers, Head tellers, Cash Drawer and Strong room cash Management
• BOSA (Back Office Services Activities)
  • Behind the scene activities such as Salary processing, loans processing, journals processing, etc
  • Remittance Advice
• Loans Managements
  • Detailed products definition with wide range of parameters
  • Follows workflow – Application, appraisal, Sanctioning, Disbursement
• Shares Contribution
  • Shares deposits, periodic (Compulsory)
  • Dividend calculation
  • Shares Transfer
  • Shares Withdrawal
  • Shares Certificates
  • Shares Drafts
• Savings Services
  • Certificates of Deposits, Fixed Deposits
  • Money Transfers
  • Safety Deposit Boxes
  • Standing Orders/Instructions
  • Salary Processing
    
    

3. Financial Management

• General Ledger and detailed customizable COA
• Accounts payable
• Fixed Assets
  

4. Reporting System

• Over 150 System reports -Detailed SACCO specific reports
• Regulatory Reports e.g. Central Bank
• User Customized Reports
  

5. Other Interfacing Systems

• External Report Writer
• We are considering building interface for off-the-shelf accounting packages
  
  

Other Features deployed include:

• User-friendly Interface.
• Information Dashboard.
• Capabilities and System diagram.
• General Ledger Accounts.
• Member Accounts.
• SACCO Groups
• Account Special Conditions.
• English Query.
• System Security.
• Built in Utilities.
• All the Accessories
• SACCO Assistant.
• Deductions Management
• Other Modules.